Palmdale is one of the few cities in California that has it all. From beautiful beaches just an hour away to the untouched mountains that lie on its southern and eastern borders, Palmdale is a common place of tourism and recreation. Residents and visitors can also find exquisite dining, shopping, and entertainment within the city. With so much to do and so many people traveling to do it all, car accidents occasionally occur in Palmdale. What can make these accidents even more frustrating than normal is when one or more of the parties involved in the accident is uninsured. Walch Law knows how to handle these complicated situations and wants to use that knowledge to help YOU. If you have been in an accident with one or more individuals that do not have insurance, visit our website to learn more about what we have to offer and to receive a complimentary consultation regarding your case.
Uninsured Motorist vs. Underinsured MotoristThere are typically two types uninsured motorists that you might get in an accident with. The first is an Uninsured Motorist (UM). This is someone that has absolutely no insurance when it comes to car accidents. The second type of motorist is an Underinsured Motorist (UIM). This is someone that has an auto accident insurance policy, but they do not have enough coverage to pay for the damages and injuries caused in the accident. An accident with either a UM or UIM can be difficult to navigate, which is why it is important to reach out to one of our attorneys at Walch Law as soon as possible after the accident. We will work with your personal insurance company, along with any other insurance provider of the other parties involved in the accident so that you don’t have to.
Common Injuries and Costs From a UM/UIM Accident
There are many different ways that you might get in an accident with an uninsured motorist. From a normal car accident to being hit while a pedestrian or riding your bike, being hit by an uninsured motorist can complicate an already difficult situation. Your accident may result in a personal injury, which may have an extremely high cost to you. From ambulance expenses to hospital bills and doctor’s appointments, you may quickly find yourself overwhelmed in medical expenses. In extreme scenarios, you may have lost a loved one in a wrongful death accident with an uninsured motorist. Additionally, you may have personal property damage to things such as your car, bicycle, laptop, cellphone, etc. All of these costs can quickly add up and become a great burden to you and your family.
Uninsured Motorists
Uninsured motorists do not have insurance to cover the costs of the damage that they are responsible for after an accident. While you could potentially seek compensation from their personal wallet, many uninsured motorists have the option to file for bankruptcy. This leaves you with hardly any options to recover your expenses from the accident. However, most insurance companies have coverage for situations similar to yours in which you can recover financially from your own insurance provider.
Even though your insurance provider likely has coverage to recover from an underinsured motorist accident, it can be difficult to access this option without legal representation. Many insurance companies fight to minimize your return, even though you have been paying a monthly premium for this exact situation. We have worked with thousands of insurance companies are familiar with the processes required to obtain this premium coverage on your behalf. Reach out now to find out everything that we can do for you!
Underinsured Motorists
An accident with an underinsured motorist has similar complications as one with an uninsured motorist. However, it also has similar options for financial recovery when working with your personal insurance provider. Processing dense paperwork can be exhausting and overwhelming. We want to do the hard work so that you can recover and get back to your normal routines. Call us now to see how we can help!
Talk to a Seasoned Palmdale Uninsured Motorist LawyerWalch Law focuses on your injuries, your concerns, and your recovery, both physically and financially! We have seasoned Palmdale uninsured motorist lawyers that have won hundreds of thousands of dollars for our clients and want to do the same for you! With over 45 years of experience in Palmdale and throughout California, we know how to maximize your recovery! Contact us now by calling 866-INJURY2 [866-465-8792] or by visiting our website for a FREE consultation regarding your case! We look forward to talking to you!