Uber is a popular rideshare service that counts more than 15 million people as riders each day. The company supports safe driving behavior on the roads to keep drivers and riders safe, but unfortunately not everyone behaves safety all the time. When an Uber accident occurs, it can be confusing to understand what to do and who pays considering the driver may be on the job and multiple parties are involved. The Studio City Uber accident lawyers at Walch Law understand your situation and are here to answer your questions, explain the process of getting you the money you deserve quickly, and tell you how we can help. Contact us today to get started and get the compensation you need.
Uber Accident Risk in Studio CityWith Studio City’s proximity to Los Angeles and its large number of bars, restaurants, sports arenas, and other entertainment, it’s no wonder hundreds of Uber rides come to and from the city each day. Not only that, the high cost of gas and vehicle ownership, as well as the frustration of driving in gridlocked traffic on the nearby 101, 134, and 405 freeways or searching for rarely available parking spots, make Uber an appealing alternative method of transportation in Studio City. However, these additional vehicles on already dangerous roads only increase the change of being in an Uber accident and being injured or killed. Uber recently reported 58 fatal crashes related to Uber trips, but did not reveal the number of accidents and injuries that have occurred. That number is undoubtedly higher, so drivers and passengers alike must exercise extreme caution in Studio City to stay safe.
Who Is Going to Pay for My Damages?Uber’s insurance company insures their drivers while they are the job, and Uber also requires drivers carry their own car insurance policy. However, sometimes the insurer may argue they’re not liable for your injuries and try to deny your claim because an at-fault Uber driver was off duty. Depending on the driver’s status, different insurance companies may be responsible for paying the claim. If another motorist is at-fault, their insurance company would be tasked with paying for damages.
If the Uber Driver is Off DutyUber’s company insurance doesn’t apply. The driver’s personal auto insurance policy must cover any liability the driver incurred due to their negligent actions behind the wheel if they were at-fault.
If the Uber Driver is Available for Hire but Has Not Accepted a Ride RequestIn this case, Uber’s insurance policy will cover up to:
The Uber driver’s injuries and damage to their vehicle, however, are not covered. They must use their personal insurance policy.
If the Uber Driver Has Been Hired and is On the Way to Pick Up a PassengerUber’s liability insurance applies with an increase in coverage of $1 million liability and bodily injury.
If a Passenger Was Picked Up and the Driver is Headed to Their DestinationIn this scenario, Uber’s elevated coverage applies. That policy covers:
Uber’s insurance also covers their Uber driver’s vehicle damage if they also have their own personal collision or comprehensive insurance coverage. Uninsured motorist coverage is also provided while the driver is taking the passenger to their destination.
What to Do After a Studio City Uber AccidentThere are a few important things to do after an Uber accident to gather important evidence, help determine who is at-fault, look after your health, and help your future claim for compensation.
Being injured in any sort of car accident can turn your life upside down physically, emotionally and especially financially due to the cost of medical treatment and potential inability to work. That’s why as soon as you hire the experienced Studio City Uber accident lawyers at Walch Law, we will get to work on your case because we understand you need maximum compensation as soon as possible and the closure that a settlement check brings. With over 40 year of experience obtaining successful outcomes at a rate of 95+%, Robert and Gary are the attorneys you want in your corner fighting for you after a traumatic Uber accident. Don’t wait – call us today!