Lyft is one of the most popular rideshare services, and it has the number to prove it. As of 2020, there are over 1.4 million Lyft drivers active in North America roaming the streets waiting for ride requests and delivering the company’s 30 million passengers to their destinations. People engage Lyft for a number of reasons – celebrating responsibly, avoiding the hassle and expense of finding parking, or simply to avoid using ineffective public transportation. However, these advantages can seem a high price to pay for the headaches that come if you’re injured in a Lyft accident. The Winnetka Lyft accident attorneys at Walch Law understand how complex dealing with multiple insurance companies and determining who pays can be, so we’re here to help you navigate the landscape and get the check and closure you deserve quickly. Contact us to see how Robert and Gary can put over 45 years’ experience to work for you and get started today!
Risk of Winnetka Lyft AccidentsDriving anywhere in the greater LA Metro area puts you at risk of being involved in a car accident, and Winnetka is no different. A small part of Los Angeles in the San Fernando Valley, the city is bordered on three sides by busy, dangerous roads – Topanga Canyon Boulevard and the massive 101 and 118 freeways. The city’s location and proximity to freeways make it easy for both resident and visitors to access shops, restaurants, bars, nearby attractions like The Getty and Topanga State Park, or head to downtown Los Angeles for a night on the town. The prolific number of Lyft cars in the area provides a stress-free, economical way to move freely from one destination to another, but these additional vehicles raise the risk of accidents on already crowded roads full of distracted drivers. In fact, these extra cars on the road have caused an estimated 2 to 3 percent of the accidents in the area and undoubtedly led to injury of innocent passengers.
Whose Insurance Company Pays for Lyft Accident Injuries?According to Lyft’s company website, from the moment one of its drivers is logged into Driver Mode on the app until they log out and are no longer accepting ride requests, the company has an insurance policy that applies at varying levels when car accidents and injuries occur. The coverage level varies depending upon what duty the Lyft driver is engaged in at the time of the accident. The Lyft driver’s personal car insurance policy, which they must possess and keep current at all times, is only in effect when they are not in Driver Mode.
Lyft’s coverage scheme is divided into three different segments of a driver’s duties; generally, the more the driver is acting at the direction of the company and incurring risk, the higher the policy limits. The Lyft policies for all periods include:
From the moment a driver is matched with a rider until the trip ends through the phone app, Lyft also offers:
Here, Lyft offers coverage in the amounts of:
Bear in mind Lyft drivers are financially responsible for their own injuries and damage to their car.
Period 2: Driver was Matched with a Rider and En Route to Them Period 3: When a Passenger Enters the Car Until the Trip is Ended Through the AppDuring both of these periods, Lyft’s coverage balloons to $1 million liability coverage. The contingent comprehensive and collision coverage offered by Lyft also applies here with the $2,500 deductible.
Get Help from a Lawyer TodayAfter you’ve been injured in a Lyft accident, you may find yourself facing catastrophic injuries, pricey hospital bills, and a potential short- or long-term inability to go to work. The financial stresses associated with your injuries may give you the idea you can’t handle the cost of hiring a lawyer to fight for you. However, the skilled Winnetka Lyft Accident Lawyers at Walch Law understand your situation and believe everyone deserves the chance to pursue compensation, so we take all our cases on a contingency fee basis. This means you don’t pay us until after you get paid. Contact us today to learn more and see how our team will fight for you to receive maximum possible compensation so you can focus on your own recovery process.